Monthly Archives: September 2020

What You Need To Know When Dealing With Long-Term Disability (LTD) Insurers
When injuries or illnesses leave you suffering from long-term disabilities, insurance policies you have in place through your employer can be a lifesaver. By making up for a portion of the income you lost, LTD insurance helps you meet monthly bills and basic living expenses. Unfortunately, dealing with long-term disability (LTD) insurance companies is… Read More »

Medical Evidence Needed in a Social Security Disability Claim
There are many people that suffer from medical conditions that make it hard to work or perform certain tasks on their jobs. Many of these conditions tend to worsen with time and eventually result in long term disabilities. Without private long term disability (LTD) insurance in place, Social Security disability can provide a lifeline…. Read More »

Are There Changes Ahead For Social Security Disability Benefits?
For over a decade, there have been ongoing concerns related to funding of benefits provided through the Social Security Administration (SSA). COVID-19 only adds to the problem. A temporary waiver of payroll taxes is intended to provide an income boost during the pandemic but it could contribute to putting the future of SSA programs,… Read More »

Assessments Insurers Use In Approving Long-Term Disability Benefits
Filing for long-term disability (LTD) benefits is often a time-consuming and confusing process. Meeting insurer qualifications is part of the process. Anytime you deal with LTD insurers, there will be assessments used to classify your level of disability. The following details some of these and other terms you may hear that are used to… Read More »