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Farrell Disability Law
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Thomas M. Farrell, IV


Attorney Thomas Farrell and his team are dedicated to helping disabled individuals and their families recover the disability benefits they deserve.


Jacksonville & Orlando Social Security & Long Term Disability Lawyer

Experienced Jacksonville & Orlando Social Security Disability Lawyer Focusing on Social Security Claim & Disability Insurance Denials

At Farrell Disability Law, Thomas Farrell has years of experience helping clients in Florida and southern Georgia who have been denied disability benefits. There are numerous ways in which an employee may be entitled to disability benefits, including through a policy the employee purchased on her own, through an employer benefit program, or through the Social Security Administration (SSA). Due to the complexity of the claims process, however, individuals who deserve these benefits often find that their claims have been denied.

With 20 years of experience advocating for disability law issues, Thomas Farrell is committed to helping you appeal your disability denial. You have the right to appeal, and we can get started on your case as soon as you reach out to our firm. Contact an experienced Jacksonville & Orlando social security disability lawyer today.

Learning More About Florida Social Security Disability

What is Social Security disability? As the SSA explains, “Social Security pays benefits to people who can’t work because they have a medical condition that’s expected to last at least one year or result in death.” Social Security does not pay for short-term disability, and it does not provide benefits for individuals with partial disabilities. That does not mean, however, that an employee with a temporary or partial disability cannot be eligible for other types of disability benefits. You should also know that the SSA emphasizes how complex the claims process is, given that “federal law requires this very strict definition of disability.”

If you suffered an illness or injury at work that has left you seriously disabled, you should know that you may be entitled to benefits. Social Security disability benefits come through Social Security Disability Insurance (SSDI), which is often known as SSD. When you earn a paycheck, you pay into this program. As such, if you are entitled to benefits, it is important to work with a lawyer who can help you to get the compensation you deserve. An extremely large number of claims are denied on the first try because of the bureaucratic process. If your claim has been denied, you can appeal. A Jacksonville or Orlando Social Security disability lawyer can begin work on your appeal today.

Disability Insurance and ERISA

If you are not seeking Social Security disability benefits, you may be seeking benefits through your own insurance policy or through an insurance policy connected to your employer. Many of these policies are covered under the Employee Retirement Income Security Act of 1974 (ERISA). Often, ERISA claims must be brought in federal court. At Farrell Disability Law, we have decades of experience handling disability claims and understand the complicated process of filing a federal claim and appeal.

These policies also have complex definitions of disability that must be met in order for a person to receive benefits, and as such these claims get denied much too frequently for bureaucratic reasons—often when the individual actually is eligible for benefits. You can appeal a denial, and a Jacksonville or Orlando ERISA claim denial lawyer can help.

Seeking Help with Other Types of Claims Denials

In addition to SSD and ERISA, there are also other disability claims denials that can occur. At Farrell Disability Law, we are committed to helping Jacksonville & Orlando residents with a wide variety of disability claims denials, including but not limited to:

  • AD&D claims denials (Accidental Death & Dismemberment);
  • Life insurance claims denials; and
  • Florida Retirement System Regular Disability and Line of Duty Disability claims denials.

Disability affects not only the afflicted individual but the entire family. When one becomes disabled from working, the lack of income becomes an immediate financial hardship, causing a quick erosion of personal assets and life savings, and placing an emotional strain on families that can damage relationships or even tear families apart. Disability benefit programs are there to help you when you need them, funded out of your own income withholding over the years like insurance premiums, but when those benefits are denied or cut off, the results can be devastating.

Farrell Disability Law in Jacksonville helps people get the benefits they deserve when their application for disability insurance or social security is denied. Attorney Thomas Farrell and his team have helped thousands of people throughout Florida and southern Georgia in similar situations and made their lives better. Give our Jacksonville & Orlando social security disability lawyer the opportunity to help you too.

Disability Insurance Denials (ERISA)

If you have purchased disability insurance, or if you have disability insurance provided through your employer, you expect to be compensated when you make a claim under your policy. Every policy has its own definition of “disability” and its own set of procedures you must follow to make a claim. We guide you through the process to submit a valid claim, or represent you when your claim is denied.

Most employer-sponsored plans are governed by a federal law known as ERISA, which means a separate set of laws and rules apply to your appeal of a claim denial. Attorney Thomas Farrell is one of the very few local Jacksonville attorney who is experienced in ERISA claims. Whether your policy is an ERISA or non-ERISA employer-sponsored plan, or a policy you purchased directly, Farrell Disability Law can help when your claim is wrongfully denied.

Social Security Disability (SSD) Denials

The Social Security Administration turns down applications for disability benefits at a rate that would never be tolerated if done by a commercial insurance carrier, but your right to social security disability is the same as if you had purchased disability insurance yourself. Don’t be intimidated by the government bureaucracy. If you meet the requirements for SSD eligibility, we will take your claim through every stage of appeal until we have exhausted every remedy available to get you your benefits. At Farrell Disability Law, you will find one of the most experienced SSD attorney in the greater Jacksonville area ready to serve you.

Get Help Today from an Experienced Jacksonville & Orlando Social Security Disability Lawyer

Our focus at Farrell Disability Law is on ERISA disability insurance denials and SSD denials; if you have a claim in one of these areas, Farrell Disability Law is the place to go. Attorney Thomas Farrell gets to know his clients and strives to develop a personal relationship, so he can understand their situation and best meet their needs. Based in Jacksonville, we serve clients throughout Florida and southern Georgia. All consultations are free, and cases are taken on a contingency fee basis. Our fees are based on a percentage of the compensation we recover for you, and if we don’t recover, you don’t pay. If your application for benefits has been denied, don’t wait any longer to get the benefits you deserve. Call the experienced Jacksonville & Orlando social security lawyer at Farrell Disability Law now at 904-388-8870 for immediate assistance.

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  • My insurance company told me I was ineligible to benefits that I was entitled to receive. I went into Tom Farrell’s office, and within five minutes he read my policy. He quickly discovered that the information that the insurance told me conflicted with my policy. He is honest, reliable, professional and he cares about his clients.

    — Pamela W.

Farrell Disability Law is located in Jacksonville, FL and serves clients throughout Florida, including Jacksonville Beach, Jacksonville, Atlantic Beach, Orange Park, Doctors Inlet, Neptune Beach, Callahan, Bryceville, Middleburg, Fernandina Beach, Clay County, Duval County and Nassau County.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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