Author Archives: Jay Butchko
Common Mistakes That Often Lead To Denied Florida Social Security Disability Claims
Social Security Disability Insurance (SSDI) in Florida protects your income if you suffer a condition that prevents you from working. However, while you may have earned the required work credits or meet other qualifications, your claim can still be denied. Making simple and avoidable errors in the application process is one of the most… Read More »
Employer-Provided Long-Term Disability Benefits In Florida: Appealing Denied Claims
Many Jacksonville residents rely on long-term disability (LTD) insurance provided through their employer for protection against injuries or illnesses. These benefits help offset lost income if your condition prevents you from working for a year or longer. Unfortunately, LTD claims are frequently denied, leaving workers without the benefits they deserve. Our Jacksonville long-term disability… Read More »
Mental Health Long-Term Disability Claims In Florida: Common Challenges And How To Fight Back
Long-term disability (LTD) insurance is often available through Florida employers and helps cover lost earnings when injuries and illnesses prevent you from working. However, getting benefits approved for physical disabilities is difficult enough. Disability claims in Florida for mental health conditions, while common, are frequently denied and disputed. Our experienced Jacksonville long-term disability lawyer… Read More »
Receiving Other Benefits? The Impact On Social Security Disability In Florida
When you are unable to work due to a serious medical condition, Social Security Disability Insurance (SSDI) can provide vital financial support. These benefits help offset lost income, but if you receive income from other sources, such as workers’ compensation or privately purchased long-term disability (LTD) insurance, your SSDI payments may go down. Understanding… Read More »
How Your Pre-Disability Earnings Affect Long-Term Disability Benefits In Florida
Long-term disability (LTD) insurance provides vital financial support when illnesses or injuries happen and prevent you from working for an extended period. However, the amount you receive is not always straightforward. Most employer-sponsored LTD policies base benefits on a percentage of your pre-disability earnings. Our Jacksonville long-term disability lawyer explains the various factors that… Read More »
Can You Get Long-Term Disability For Vision Impairments In Florida?
Chronic health conditions, illnesses, and injuries can impact your vision, resulting in significant impairments. When vision impairments keep you from being able to work for a year or more, Florida long-term disability (LTD) benefits help offset lost wages. Benefits may be available through an employer-provided insurance policy or the Social Security Disability Insurance (SSDI)… Read More »
Social Security Disability Benefits For Back Pain
Back pain is a problem for many people in Florida and is often caused by underlying injuries. Whether due to accidental injuries, overuse, or aging, it can be debilitating and is among the leading causes of long-term disability. When back pain leaves you unable to work for a year or longer, you may be… Read More »
Denied Long-Term Disability In Florida? Steps To Take To Protect Your Rights
An employer may provide long-term disability (LTD) insurance coverage in Florida, or you may have purchased private coverage. These policies protect your financial security when an injury or illness impacts your health and keeps you from working for a year or longer. Unfortunately, many legitimate LTD claims get denied, creating financial insecurity for applicants…. Read More »
Traumatic Brain Injuries A Leading Cause Of Long-Term Disability In Florida
Traumatic brain injuries (TBIs) are a serious public health concern and affect thousands of people each year. In Florida, TBIs are one of the leading causes of long-term disability and often happen due to motor vehicle crashes, falls, and sports or recreational accidents. March is TBI Awareness Month, making it an important time to… Read More »
Our Florida Social Security Disability Lawyer Explains How To Protect Yourself Against Potential Benefit Cuts In 2025
Social Security Disability Insurance (SSDI) protects Florida residents who cannot work due to all illness or injury and helps to supplement lost income. However, there is increasing concern over the sustainability of the program, with potential cuts on the horizon. If you rely on SSDI, be aware of how possible changes could affect you…. Read More »