Author Archives: Jay Butchko
How ERISA Affects Disability Benefits
Most people are familiar with the disability benefits offered through the Social Security Administration, but an entirely separate arm of disability coverage is employer-sponsored private coverage that comes with its own set of regulations. One federal law that particularly impacts how employer-sponsored disability policies are handled is the Employee Retirement Income Security Act (ERISA)…. Read More »
Your Disability Application Is Denied, But Can You Appeal?
One of the biggest issues concerning most disabled individuals, after finding adequate medical care, is figuring out how to financially support themselves. Social Security Disability Insurance (SSDI) is the avenue many take to obtain regular income. This option is available to individuals who worked in the past, but now find themselves unable to do… Read More »
Obtaining Short-Term Disability Benefits in Florida
The onset of a disability can come in many forms. Causes can range from major illness to a serious car accident that leaves the victim unable to perform the functions necessary for work and daily life. Having disability insurance in these circumstances often means the difference between maintaining stability, which frequently aids in recovery,… Read More »
Employment and Disability Benefits
Most people associate disability insurance benefits with the complete inability to work due to physical or mental impairments, but many individuals find they have some capacity, or desire, to work. This assumption is supported by the fact that the success or failure of an individual’s disability claim, regardless of whether the benefits are from… Read More »
Fast Tracking Disability Benefits for the Severely Disabled
Any illness, physical condition, or mental malady that requires someone to stop working is a devastating situation. Both financially and psychologically, holding steady employment is important to a person’s ability to live and function in society. Disability benefits, offered through private insurance policies and the Social Security Administration, are designed to replace some of… Read More »
What Is Considered a Disability?
When someone is young, taking their health and vitality for granted is easy. People are at their physical peak in their 20s and early 30s, and imagining a time when mobility or mental acuity might decrease or become compromised is difficult. At some point, though, everyone feels the effects of age, which diminish a… Read More »
The Basics of Disability Insurance
No matter the type of work someone does, a certain amount of training and learning is required to become proficient. Instruction and education is particularly required in today’s world as technology increasingly grows to be a staple in everyone’s life. Consequently, people invest a lot of time and energy in learning an occupation that… Read More »
The Complicated Process of Qualifying for Social Security Disability Insurance
Working or having a job is often more than just a source of steady income. Being employed brings a sense of purpose and structure to a person’s day and life, and a big hole is left behind for many that find themselves un- or underemployed. While unemployment numbers have decreased from their height about… Read More »