Monthly Archives: November 2025
How Substance Use Disorders Are Handled In Florida Long-Term Disability Determinations
Substance use disorders (SUDs) are medical conditions, not moral failings. Like other chronic health issues, they can severely impact a person’s ability to hold a job, maintain focus, or manage daily responsibilities. For those struggling with addiction in Fort Lauderdale, employer-provided long-term disability (LTD) insurance can be a critical financial lifeline. Our experienced Jacksonville… Read More »
Long-Term Disability Benefits In Florida: How They Coordinate With Workers’ Compensation
If you get hurt on the job in Florida and can’t work for a year or longer, you may be eligible for workers’ compensation benefits. However, you may also be entitled to payment through employer-provided long-term disability (LTD) coverage. Great, right? But then the paperwork starts piling up. The insurance adjuster says your LTD… Read More »
How Depression And Anxiety Are Evaluated In Florida Social Security Disability Claims
Long-term disabilities impact Florida residents of all ages. If you have steadily worked over the years and meet other eligibility requirements, you may be entitled to Social Security disability benefits. These can help supplement your lost income. However, filing a claim is always challenging, particularly when your condition isn’t visible. Anxiety and depression are… Read More »
Common ERISA Mistakes That Can Cost You Your Long-Term Disability Benefits In Florida
When an illness or injury prevents you from working for a year or more, long-term disability (LTD) benefits can help you stay afloat and avoid financial disaster. If your policy is through your employer, it is subject to ERISA, the Employee Retirement Income Security Act. ERISA protects employee benefits, but when appealing dealing claims,… Read More »
