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Category Archives: Disability Insurance

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How Will an Independent Medical Exam Impact My Rights to Disability Benefits?

By Thomas Farrell |

Despite having clear documentation from your doctor, you may still have to participate in an independent medical exam (IME) before employer provided long-term disability benefits are approved. Unfortunately, while the doctor involved is supposed to be impartial, insurers are often able to use information obtained during this appointment as a reason to deny, delay,… Read More »

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Protecting Yourself Against Denied Disability Claims

By Thomas Farrell |

When long-term disabilities occur as a result of an injury or illness benefits you may be entitled to through insurance policies that are in place can provide you with the income you need to support yourself and your loved ones. Unfortunately, in too many cases, claims end up being denied. When this happens, it… Read More »

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Five Important Steps in Filing an ERISA Long-Term Disability Claim

By Thomas Farrell |

ERISA is a set of complex federal laws which governs employer provided health plans and other types of benefits. It provides protection for workers by providing clear guidelines in filing claims and in handling appeals when benefits are denied. As an experienced Jacksonville long-term disability attorney, we have spent decades studying these laws and… Read More »

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Statements Required by Insurers When Filing a Long-Term Disability

By Thomas Farrell |

In the event you suffer injuries or illnesses that result in long-term disabilities that prevent you from working, benefits provided through your employer provide a safety net. Unfortunately, obtaining these benefits means dealing with insurance companies who are notorious for either denying or undervaluing claims. Statements they obtain from you, your medical providers, and… Read More »

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Suffering From Back Pain and Wondering About Long-Term Disability Benefits?

By Thomas Farrell |

Chronic back pain is something that many people suffer with. Depending on the severity, the impacts you experience as a result can keep you from working or performing certain tasks on your job, making you eligible for long-term disability benefits. The following highlights the types of back injuries that are generally covered and steps… Read More »

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Long-Term Disability Benefits Due to Head Injuries

By Thomas Farrell |

Long-term disabilities can result from accidental injuries. These happen in a variety of different situations and have the potential to impact every area of your life. Blows or jolts to the head are one of the most common types and even a minor mishap can leave you suffering permanent impairments which prevent you from… Read More »

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Four Ways to Maximize Your Social Security Disability Benefits

By Thomas Farrell |

If you become disabled and are unable to work, you may be entitled to Social Security disability benefits. Unfortunately, many claimants fail to get the maximum amount they are entitled to. Regardless of your current health, there are some steps you can take to ensure you get the benefits you need and to maximize… Read More »

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Questions to Ask Before Buying an Individual Disability Policy

By Thomas Farrell |

Insurance can help to protect you and your loved ones in the event that a long term disability happens. This type of situation is not as uncommon as you might think. It can occur due to accidental injuries, a sudden and severe illness, or due to chronic health conditions you have suffered over a… Read More »

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Be Your Own Advocate When It Comes to Long-Term Disability Benefits

By Thomas Farrell |

Most people think long-term disabilities will never happen to them. Unfortunately, statistics prove otherwise. When health conditions that result in disabilities do occur, taking the actions needed to be your own advocate can help you regain some control. Being informed helps to reduce the stress and uncertainty of the situation and increases your odds… Read More »

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Eight Common Conditions Covered by Long-Term Disability Insurance

By Thomas Farrell |

Long-term disabilities can happen at any age. When they do, you may be unable to work for an extended period of time. In this situation, long-term disability insurance provided through your employer can help protect your financial security during the treatment and recovery period.  While most people tend to think a disability will never… Read More »

Farrell Disability Law is located in Jacksonville, FL and serves clients throughout Florida, including Jacksonville Beach, Jacksonville, Atlantic Beach, Orange Park, Doctors Inlet, Neptune Beach, Callahan, Bryceville, Middleburg, Fernandina Beach, Clay County, Duval County and Nassau County.
Jacksonville

Jacksonville

2319 Oak Street
Jacksonville, Florida
32204
Phone: 904-388-8870 Primary: 904-388-8870 Fax: 904-339-9590
Jacksonville

Orlando

37 North Orange Avenue, Suite 548
Orlando, Florida 32801
Available By
Appointment
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