Category Archives: Long-Term Disability
DNA Testing Can Impact Long-Term Disability Coverage
A disability can strike at any time, and may affect an individual to the point which he/she may be forced to stop working. In these cases, the individual may wish to take advantage of Long-Term Disability (LTD) Insurance benefits. LTD benefits are typically provided as part of an employee’s benefits offering, although individuals are… Read More »
Filing for Long-Term Disability
Typically, although not exclusively, a part of an employee’s benefits program is Long-Term Disability (LTD). LTD benefits pay out a predetermined sum when an employee becomes disabled for at least one year or more. Since studies have shown that there is a greater chance that workers will suffer a long-term disability than ever before,… Read More »
Can You Be Fired While on Long-Term Disability?
When an employee becomes unable to work, due to the onset of a disability, he/she naturally begins to worry about how he/she will be able to support himself/herself and his/her family. Fortunately, many businesses provide Long-Term Disability (LTD) for its employees, which allows them to submit a claim with an LTD insurance carrier for… Read More »
Disability Benefits for Pregnancy-Related Conditions
Confirming one’s pregnancy is a typically joyous occasion, filled with hope and desire. Although we live in a country with the best healthcare system in the world, complications from pregnancy do happen. In these unfortunate situations, the pregnant woman may need to take some time away from her employment to deal with the complication,… Read More »
Qualifying for State Disability Benefits
Suffering a disability is never a pleasant experience for anyone. Even beyond the pain and recovery time and effort, in some cases, suffering from a disability may force an individual to take an extended period away working. The fear of not knowing when a paycheck will next come can cause extreme concern, especially if… Read More »
The Challenges of Long-Term Disability Claims for those with Parkinson’s
Most everyone with a Long-Term Disability (LTD) Insurance Policy understands that its intention is to provide financial support when the policyholder becomes unable to work as a result of a disability. However, to ensure that each claim for benefits is viable, LTD insurance companies examine each claim very thoroughly. This can be a source… Read More »
Do Long-Term Disability Benefits Cover Fibromyalgia?
As part of an employment offer, many companies provide health benefits for their employees. One of these benefits, which is typically overlooked, is long-term disability (LTD) benefits, which pay benefits when an employee becomes disabled and is unable to work. However, as is the case with all dealings with insurance companies, getting the LTD… Read More »
How SSDI, Long-Term Disability Insurance, and Workers’ Compensation Intersect
An employee who suffers a disability, rendering him/her unable to work for an extended period of time, can undergo more pain than just the disability. The financial strain, which affects the disabled individual and his/her family, is often harder to accept than the debilitating condition itself. Retaining the services of an attorney experienced in… Read More »
Ensuring You Have Enough Long-Term Disability Coverage
Maintaining an insurance policy is an important part of a person’s physical and financial health. The purchased coverage is the intended to see a person through a medical and/or financial crisis, and when it comes to dealing with a long-term disability, having the policy operate as promised is essential. Having a source for lost… Read More »
The Basics of the Social Security Disability Insurance Program
In this country, having a career and stable source of income is a sign that one has truly graduated from adolescent to adult. In many instances, having a career can allow one to do the things that are traditionally part of achieving the American dream – owning a home, getting married, and starting a… Read More »
