Category Archives: Long-Term Disability
Do Long-Term Disability Benefits Cover Fibromyalgia?
As part of an employment offer, many companies provide health benefits for their employees. One of these benefits, which is typically overlooked, is long-term disability (LTD) benefits, which pay benefits when an employee becomes disabled and is unable to work. However, as is the case with all dealings with insurance companies, getting the LTD… Read More »
How SSDI, Long-Term Disability Insurance, and Workers’ Compensation Intersect
An employee who suffers a disability, rendering him/her unable to work for an extended period of time, can undergo more pain than just the disability. The financial strain, which affects the disabled individual and his/her family, is often harder to accept than the debilitating condition itself. Retaining the services of an attorney experienced in… Read More »
Ensuring You Have Enough Long-Term Disability Coverage
Maintaining an insurance policy is an important part of a person’s physical and financial health. The purchased coverage is the intended to see a person through a medical and/or financial crisis, and when it comes to dealing with a long-term disability, having the policy operate as promised is essential. Having a source for lost… Read More »
The Basics of the Social Security Disability Insurance Program
In this country, having a career and stable source of income is a sign that one has truly graduated from adolescent to adult. In many instances, having a career can allow one to do the things that are traditionally part of achieving the American dream – owning a home, getting married, and starting a… Read More »
New Conditions Added to the Compassionate Allowance Program
Experiencing the onset of a disability can be a devastating event. Whether physical or mental in nature, having to compensate and make adjustments for actions which, just before, were an afterthought, can bring down the psyche of even the most strong-willed individual. Another aspect of a person’s life that typically suffers when he/she suffers… Read More »
Will Termination Affect My Long-Term Disability Insurance?
Long-Term Disability (LTD) insurance is a consequential part of many employee benefit plans. Providing an income replacement if an employee becomes disabled for a year or more, LTD benefits sometimes can mean the difference of preventing financial ruin due to a disability. Unfortunately, the process for applying for LTD benefits can be long and… Read More »
What you Need to Apply for Social Security Disability Insurance Benefits
The Social Security Administration (SSA) administers the Social Security Disability Insurance (SSDI) scheme, which is intended to provide a successful applicant, who has suffered a disability and is unable to work, with a monthly income. Although not required, retaining the services of an attorney experienced in disability benefits is crucial for shepherding the applicant’s… Read More »
Effects Of New Rule Changes On Social Security Disability Insurance Claims
Filing an application for Social Security Disability Insurance (SSDI) benefits, like almost any dealing with a governmental entity, is not an easy experience. Thus, many potential applicants engage the services of an attorney experienced with SSDI applications and benefits to help them move their application through the SSDI process. In many cases, these attorneys… Read More »
Appealing A Long-Term Disability Insurance Denial In Court
Long-Term Disability (LTD) insurance is intended to provide a policyholder with a replacement of income if he/she becomes disabled for a long period of time. Typically, however, the LTD insurance company will require definitive proof of the disability, as well as confirmation of the length of the disability, before it will pay out according… Read More »
Why High Earners Need Individual Long-Term Disability Policies
The purpose of long-term disability (LTD) insurance policies is to supplement a policyholder’s income if he/she becomes disabled for an extended period of time. In this way, the policyholder can focus on recovery and not have to worry about paying bills and other expenses. Nevertheless, insurance companies, including LTD insurance companies, are profitable enterprises… Read More »
