Category Archives: Long-Term Disability
Do I Need Additional Long-Term Disability Insurance?
Long-term disabilities can occur suddenly or as a result of ongoing medical issues you have suffered over the years. Long-term disability insurance can provide a safety net in this situation. While this type of insurance may be provided by your employer, it may not be enough to cover your expenses. In this case, additional… Read More »
What Is a Bad Faith Lawsuit and How Does It Apply to Long-Term Disability?
Long-term disability insurance gives you some security in the event injuries or illnesses prevent you from working. As long-term disability (LTD) benefits offset the losses in income you suffer, it can be devastating to you and your loved ones to have these benefits denied. Without a legitimate reason for taking this type of action,… Read More »
Six Things You Need To Know About Employer-Provided Long-Term Disability Benefits
Long-term disability insurance is one of the many benefits you may be entitled to from your employer. This type of insurance can provide you with a steady income in the event injuries, illnesses, or chronic health conditions prevent you from working. Unfortunately, just because a policy is in place, it does not mean obtaining… Read More »
Long-Term Disabilities That Can Result From COVID-19
Florida was one of the hardest-hit states in terms of the coronavirus pandemic. As COVID-19 case numbers have begun to level, local businesses are reopening. Unfortunately, not all workers will be able to return. As we learn more about the virus, there is increasing concern about potential long-term disabilities (LTD) that can occur as… Read More »
5 Ways the Employee Retirement Income Security Act (ERISA) Impacts Your Long-Term Disability Claim
Long-term disability benefits can provide you with much needed income in the event an injury, illness, or chronic health condition prevents you from working. While these benefits may be provided through your employer as part of your overall compensation package, getting your claim approved can be a difficult process. Federal laws provide guidelines in… Read More »
Men’s Health Month Raises Awareness of Long-Term Disability Risks
Father’s Day is held in June each year. While many of us will be planning picnics and other types of get-togethers to honor the men who love, others will be visiting their husbands, fathers, and grandfathers in hospitals or long-term care facilities. Unfortunately, the sad fact is that men are more likely to suffer… Read More »
When Accidental Injuries Result In Long-Term Disabilities
Florida is slowly beginning the process of lifting restrictions put in place due to the coronavirus pandemic. In the eagerness to get out after months of being cooped up at home, it is easy to forget or overlook safety precautions. Accidental injuries can occur as a result and are common at this time of… Read More »
Seven Important Steps When Applying For Long-Term Disability Benefits
Chronic health conditions, sudden illnesses, or accidental injuries can happen to anyone and at any age. Long-term disability insurance benefits offered through your employer can provide a steady income while you are unable to work, helping to ensure your monthly expenses are met. Unfortunately, getting your claim approved can be a complex and time-consuming… Read More »
Respiratory Diseases and Disability Benefits
Flu season presents significant challenges each year for people with respiratory problems. Those with chronic conditions such as asthma and chronic obstructive pulmonary disease (COPD) face an increased risk of pneumonia and other types of lung infections. In 2020, the coronavirus makes sufferers even more vulnerable. Even if you are not infected, your respiratory… Read More »
How Stress Over the Coronavirus Impacts Those With Long-Term Disabilities
Social distancing guidelines and stay at home orders are impacting people throughout Florida and across the United States. Complying with requirements aimed at reducing the risk of community spread means modifying your daily schedule and cutting back on activities you once enjoyed. In addition to the fear you may be feeling regarding the virus… Read More »
