Monthly Archives: January 2026
What To Do When A Florida Long-Term Disability Insurer Says You’re ‘No Longer Disabled’
You’re still in pain, still struggling, and still haven’t gone back to work. Out of nowhere, your long-term disability insurer sends a letter saying they are cutting off your benefits, claiming you’re “no longer disabled.” Unfortunately, this is a common scenario that is more than just frustrating. It can be financially and emotionally devastating…. Read More »
Starting Fresh: Florida Long-Term Disability Resolutions For The New Year
A new year offers a clean slate and a chance to make a fresh start. Unfortunately, if you’re struggling with a long-term illness or injury, it may feel more like carrying last year’s stress into this one. Whether you’re already on long-term disability or preparing to file, this is a good time to set… Read More »
Should You File A Florida Long-Term Disability Claim While Receiving Short-Term Disability Benefits?
If you are currently on short-term disability (STD) and your medical condition isn’t improving, you may be wondering when to file for long-term disability (LTD). More importantly, can you file while still collecting STD benefits? The answer is yes. In fact, filing an LTD claim now is a smart move, as it creates a… Read More »
Chronic Conditions That Don’t Show Up On Tests: Can You Still Get Long-Term Disability In Florida?
Some medical conditions, such as cancer, chronic respiratory disease, and accidental injuries, can be documented through imaging and lab work. What about conditions that don’t appear on tests, yet still prevent you from working? It’s a common challenge when filing for long-term disability (LTD) benefits through employer-provided policies. These claims can still be approved,… Read More »
