Author Archives: Jay Butchko
What Florida Claimants Should Know About Continuing Disability Reviews (CDRs)
When a long-term disability impacts your ability to work, Social Security disability benefits can help protect your financial security. However, getting approved is often a long and complex process. Even once your claim is accepted, payments could stop at any time. Whether your disability is physical or mental, the Social Security Administration (SSA) requires… Read More »
How Fibromyalgia And Other ‘Invisible’ Conditions Get Evaluated In Florida SSDI Claims
Not all disabilities are visible. If you are living with fibromyalgia or a similar condition that causes chronic pain, fatigue, or cognitive issues, you know how deeply it can affect your daily life, even if others can’t see it. While you may be entitled to disability benefits through the Social Security Administration (SSA), getting… Read More »
Can You Receive Disability Benefits For Chronic Pain Without A Clear Diagnosis?
Living with chronic pain can be debilitating, even more so when your condition lacks a clear diagnosis. You may find it impossible to hold a job, keep up with household responsibilities, or enjoy the everyday routines and simple pleasures you once took for granted. If you’re struggling to get by, Social Security disability benefits… Read More »
How Short-Term Disability Affects Florida Long-Term Disability Claims
If you stopped working due to an illness or injury, the first line of defense in protecting yourself financially is often short-term disability (STD) benefits available through your employer. These benefits are intended to help cover lost income for a limited time, but what happens if you are still unable to return to work… Read More »
How Pre-Existing Conditions Affect Long-Term Disability Claims In Florida
Long-term disability (LTD) insurance protects your finances when injuries or illnesses prevent you from working. However, in cases involving pre-existing conditions, Florida insurers are quick to deny claims. If this has happened to you, our Jacksonville long-term disability lawyer is here to help. Find out how pre-existing clauses in Florida LTD policies work and… Read More »
Common Mistakes That Often Lead To Denied Florida Social Security Disability Claims
Social Security Disability Insurance (SSDI) in Florida protects your income if you suffer a condition that prevents you from working. However, while you may have earned the required work credits or meet other qualifications, your claim can still be denied. Making simple and avoidable errors in the application process is one of the most… Read More »
Employer-Provided Long-Term Disability Benefits In Florida: Appealing Denied Claims
Many Jacksonville residents rely on long-term disability (LTD) insurance provided through their employer for protection against injuries or illnesses. These benefits help offset lost income if your condition prevents you from working for a year or longer. Unfortunately, LTD claims are frequently denied, leaving workers without the benefits they deserve. Our Jacksonville long-term disability… Read More »
Mental Health Long-Term Disability Claims In Florida: Common Challenges And How To Fight Back
Long-term disability (LTD) insurance is often available through Florida employers and helps cover lost earnings when injuries and illnesses prevent you from working. However, getting benefits approved for physical disabilities is difficult enough. Disability claims in Florida for mental health conditions, while common, are frequently denied and disputed. Our experienced Jacksonville long-term disability lawyer… Read More »
Receiving Other Benefits? The Impact On Social Security Disability In Florida
When you are unable to work due to a serious medical condition, Social Security Disability Insurance (SSDI) can provide vital financial support. These benefits help offset lost income, but if you receive income from other sources, such as workers’ compensation or privately purchased long-term disability (LTD) insurance, your SSDI payments may go down. Understanding… Read More »
How Your Pre-Disability Earnings Affect Long-Term Disability Benefits In Florida
Long-term disability (LTD) insurance provides vital financial support when illnesses or injuries happen and prevent you from working for an extended period. However, the amount you receive is not always straightforward. Most employer-sponsored LTD policies base benefits on a percentage of your pre-disability earnings. Our Jacksonville long-term disability lawyer explains the various factors that… Read More »
