Author Archives: Jay Butchko
Reviewing Your Long-Term Disability Coverage
Long-term disabilities can happen to anyone, regardless of your age, health, or current occupation. Social Security Disability Insurance (SSDI) can help replace some of your lost wages in this situation. However, the benefits you are entitled to are unlikely to cover all of your living expenses. Long-term disability insurance is an option which can… Read More »
What Is ERISA and How Does It Impact My Disability Claim?
When long term disabilities prevent you from working, benefits available through an employer provided disability insurance policy can help offset your lost wages. Depending on the situation, the policies and the procedures you must follow in obtaining benefits are governed under complex federal regulations. It is important to be aware of how these laws… Read More »
How Long-Term Disability and SSDI Benefits Relate to One Another
Suffering a disability, which causes an individual to be unable to work, does allow that individual the opportunity to receive a number of financial benefits to supplement his/her lost income. Two primary benefits programs are Long-Term Disability (LTD), an insurance policy either offered by the individual’s employer or purchased by the individual on his/her… Read More »
An Outline of Qualifying for Disability Benefits
Suffering a debilitating injury can severely disrupt an individual’s life. Initially, the normal routines of one’s life are essentially to address necessary medical issues. Once that step is completed, rehabilitation may, in some instances, be a next step to full recovery. For individuals, though, the aftereffects of the injury may lead to disability and… Read More »
Timeline for Getting Approved for SSDI Benefits
Being diagnosed with a disability is very distressing. Not being able to perform the activities that one has been accustomed to doing, including work, can cause added strain, as the disabled individual may struggle to support himself/herself and his/her family. Fortunately, the federal government provides a program a disabled individual can use to receive… Read More »
Deadlines You Need to Know for Long-Term Disability Claims
Navigating the legal process is a very complex undertaking, and one of the reasons for this complexity is the deadlines. From statutes of limitation to deadlines to file an appeal, legal deadlines are numerous and heartbreaking if not met, sometimes resulting in the loss of the right to file a case. Similarly, engaging with… Read More »
Farrell Disability Law once again listed as Top 3 Social Security Disability Lawyers by ThreeBestRated.com
Farrell Disability Law has once again been named as one of the Top 3 Social security disability lawyers in Jacksonville. The review team at Three Best Rated used their 50-Point Inspection process which includes checking reputation, history, complaints, ratings, satisfaction, trust, cost and overall general excellence. We are happy to share this exciting news!
When Can Your Long-Term Disability Benefits Be Canceled or Terminated?
Disabling injuries can come on at any time and devastate a person physically, mentally, emotionally, and financially. Fortunately, many employers offer an insurance policy – Long-Term Disability (LTD) – which helps employees by providing financial support during the time of their disability. For those whose employers do not offer this (and even if an… Read More »
Can Both Spouses Collect SSDI at the Same Time?
Submitting an application for Social Security Disability Insurance (SSDI) benefits can be an exhausting process, as the Social Security Administration (SSA) thoroughly vets each and every application for sufficient evidence of total disability. There are a great many nuances that must be addressed in an SSDI application, and retaining the services of an experienced… Read More »
Deciding Whether to Refile or Appeal a SSDI Claim
Suffering a disability (or long-term injury) can be debilitating, and not just physically. The mental strain of a disability can be just as painful as the physical strain, particularly an inability to work. In fact, it oftentimes increases the mental strain, as the disabled individual now has no means to earn income. Fortunately, a… Read More »