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Recent Blog Posts


Key Terms In Long-Term Disability Policies

By Thomas Farrell |

It is easy to assume one does not need disability insurance. Often people think this type of coverage is meant for the older worker or someone with preexisting physical or mental conditions that place them at risk of becoming impaired. However, a disability can arise from a number of sources – accident, illness or… Read More »


The Effect Of Other Income On Disability Benefits

By Thomas Farrell |

Disability insurance benefits, through both private and federal programs, offer a lifeline to individuals suffering from a disabling impairment. However, this assistance almost always comes with a number of caveats that can obligate and/or restrict a recipient’s ability to seek other sources of income, including disability benefits available through other providers/programs. Disability insurance providers… Read More »


Understanding Your Disability Insurance Policy

By Thomas Farrell |

Unless a person works in an area that exposes him/her to the risk of injury on a regular basis, most people do not spend much time contemplating what would happen if they could not work due to a disability. But, people are injured or suffer the onset of a serious illness every day. In… Read More »


Figuring Out The Right Time To File For Disability

By Thomas Farrell |

There is no one particular way a disability can occur. For some, the onset is gradual as the body breaks down over time from the physical demands of a job. For others, the onset is sudden and unexpected, perhaps due to an accident or a diagnosis of a debilitating disease. How and when a… Read More »


Qualifying For A Medical Vocational Allowance

By Thomas Farrell |

The process of qualifying for Social Security Disability Insurance (SSDI) benefits can seem mysterious to many claimants. The number of rules and regulations that govern how the Social Security Administration (SSA) reviews and evaluates disability is daunting, to say the least, and unfortunately, make what seems to be a relatively straightforward disability claim much… Read More »


Preexisting Conditions And Disability Insurance Coverage

By Thomas Farrell |

The point of buying a health insurance policy is that it will pay the benefits purchased when a problem occurs, regardless of when or how it arose. However, it is common for disability insurance policies to include coverage exclusion provisions for preexisting conditions, both in group employer-sponsored plans and individually purchased private policies. This… Read More »


Help From a Legal Representative in Handling Your Disability Claim

By Thomas Farrell |

Dealing with a disability is overwhelming in the best of circumstances, and the disabled individual often requires a strong support system to assist with daily tasks and interfacing with doctors and other health professionals. A large number of disabled people are forced to stop working for years at time or permanently due to their… Read More »


Qualifying for SSDI as a Young Adult

By Thomas Farrell |

The majority of people who apply for Social Security Disability Insurance (SSDI) benefits are older, with the average recipient being 53 years old. By this age, they have worked a significant number of years, and typically have no issues fulfilling the work credit requirement that is a prerequisite to filing for benefits. However, no… Read More »


Options for Disability Benefits If You Elected Early Retirement

By Thomas Farrell |

Social Security Disability Insurance (SSDI) benefits are designed to provide financial support for individuals who have to stop working because of a disabling impairment, and are not eligible for federal retirement benefits. Consequently, SSDI presupposes that a person was, until very recently, fully engaged in the working world, and, but for the disability, would… Read More »


Signs a Disability Insurance Company Is Unjustly Denying a Claim

By Thomas Farrell |

Disability insurance offers a great benefit, but is often tricky to access. When someone is suffering from a disability that prevents him/her from working, the common course of action is to file a claim with his/her insurance company under a long-term disability policy, if available. The standard for establishing a disability under a private… Read More »

Farrell Disability Law is located in Jacksonville, FL and serves clients throughout Florida, including Jacksonville Beach, Jacksonville, Atlantic Beach, Orange Park, Doctors Inlet, Neptune Beach, Callahan, Bryceville, Middleburg, Fernandina Beach, Clay County, Duval County and Nassau County.


2319 Oak Street
Jacksonville, Florida
Phone: 904-388-8870 Primary: 904-388-8870 Fax: 904-339-9590


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Orlando, Florida 32801
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