Monthly Archives: December 2019
How Much Long-Term Disability Insurance Do I Need?
Long-term disability insurance can help to ensure you have a steady income in the event accidental injuries, illnesses, or chronic health conditions keep you from being able to work. Considering the high number of people who suffer disabilities each year, making sure you are covered before you actually need it is a smart financial… Read More »
Know Your Long-Term Disability Risks and The Benefits You May Be Entitled To
Working at your job, meeting family obligations, and keeping up with social activities or hobbies can keep you so busy that it is easy to lose track of important goals. One of your top priorities should be taking care of your health. Unfortunately, disabilities can easily sideline your dreams for the future and your… Read More »
How Will an Independent Medical Exam Impact My Rights to Disability Benefits?
Despite having clear documentation from your doctor, you may still have to participate in an independent medical exam (IME) before employer provided long-term disability benefits are approved. Unfortunately, while the doctor involved is supposed to be impartial, insurers are often able to use information obtained during this appointment as a reason to deny, delay,… Read More »
