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Monthly Archives: October 2026

What Florida Workers With Mental Health Conditions Need To Know About Long-Term Disability Policies

By Thomas Farrell | Posted on October 6, 2026

If you get long-term disability (LTD) insurance through your Florida employer, you assume your coverage works the same, regardless of what condition prevents you from working. Unfortunately, that’s not the case. Mental health conditions are treated differently under most LTD policies. Our experienced Jacksonville long-term disability lawyer explains what the fine print actually says… Read More »

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"My insurance company told me I was ineligible to benefits that I was entitled to receive. I went into Tom Farrell’s office, and within five minutes he read my policy. He quickly discovered that the information that the insurance told me conflicted with my policy. He is honest, reliable, professional and he cares about his clients." ~ Pamela W.

Farrell Disability Law is located in Jacksonville, FL and serves clients throughout Florida, including Jacksonville Beach, Jacksonville, Atlantic Beach, Orange Park, Doctors Inlet, Neptune Beach, Callahan, Bryceville, Middleburg, Fernandina Beach, Clay County, Duval County and Nassau County.

Monthly Archives: October 2026

What Florida Workers With Mental Health Conditions Need To Know About Long-Term Disability Policies

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