Author Archives: Jay Butchko
How Social Security Evaluates Chronic Fatigue Syndrome In Florida Long-Term Disability Claims
Living with Chronic Fatigue Syndrome (CFS) means facing exhaustion that sleep doesn’t fix, unpredictable flare-ups, and an inability to keep up with work or daily life. If you’re struggling to hold a job because of CFS, you may wonder how the Social Security Administration (SSA) looks at your condition when deciding long-term disability claims…. Read More »
Social Security Disability Benefits In Florida: What To Expect At A Consultative Exam
If you are a Florida resident seeking Social Security disability benefits, be aware that the Social Security Administration (SSA) may schedule a consultative exam with an independent doctor. These exams are not for treatment, but to give SSA more detailed medical information. The outcome of a consultative exam can influence whether disability benefits are… Read More »
ERISA Appeals For Denied Long-Term Disability Benefits: What Florida Claimants Need To Know
If your employer-provided long-term disability (LTD) benefits were denied, you’re likely frustrated and overwhelmed, and understandably so. These policies are subject to the Employee Retirement Income Security Act of 1974 (ERISA). This is a federal law that provides important protections. However, it also imposes strict deadlines and procedures that can make winning an appeal… Read More »
The Role Of Vocational Experts In Florida Social Security Disability Hearings
If you filed a Social Security Disability Insurance (SSDI) application only to have it denied, you’re not alone. While most claims get denied on the first try, you have the right to file an appeal. This requires appearing before an Administrative Law Judge (ALJ), during which a vocational expert (VE) will testify about your… Read More »
Can You File A Florida Long-Term Disability Claim While Still Employed?
Struggling with a disabling medical condition but still working? You can file a Florida long-term disability (LTD) claim now, particularly if your symptoms make it difficult or impossible to perform your job. However, employer-provided LTD policies often include complex requirements, and your choices can directly affect whether your claim is approved or denied. Our… Read More »
Can You Work Part-Time While Receiving Social Security Disability In Florida?
If you get Social Security disability benefits in Florida, you may wonder whether you can work part-time without risking your monthly payments. The short answer is yes, but there are strict rules you must follow. The Social Security Administration (SSA) encourages people to return to work if they can. However, the agency also closely… Read More »
Social Security Disability For Veterans: What Benefits Can You Combine?
If you’re a military veteran living in Florida and suffer from long-term disabilities, you may be eligible for benefits through both the Veterans Affairs (VA) and Social Security. However, receiving one benefit doesn’t automatically disqualify you from the other. Unfortunately, veterans often face lengthy delays and red tape when trying to combine benefits. Our… Read More »
How Age Impacts Your Chances Of Getting Approved For Social Security Disability
When applying for Florida Social Security disability benefits, your age can significantly influence how the Social Security Administration (SSA) evaluates your claim. If you are over 50 and struggling with a disabling physical or mental condition that impacts your ability to work, you may benefit from special rules that take age-related limitations into account…. Read More »
Getting Long-Term Disability Benefits In Florida? How Insurers Use Surveillance And What You Can Do About It
If you receive long-term disability (LTD) benefits in Florida, you might be surprised to learn that your insurance company could be monitoring your activities. LTD insurers have a vested interest in minimizing payouts and employ surveillance tactics to determine whether you’re still disabled and entitled to benefits. Surveillance can take many forms, ranging from… Read More »
What Florida Claimants Should Know About Continuing Disability Reviews (CDRs)
When a long-term disability impacts your ability to work, Social Security disability benefits can help protect your financial security. However, getting approved is often a long and complex process. Even once your claim is accepted, payments could stop at any time. Whether your disability is physical or mental, the Social Security Administration (SSA) requires… Read More »
