Author Archives: Jay Butchko
Caught In The Middle: How To Handle Conflicting Medical Opinions In Fort Lauderdale Long-Term Disability Claims
If you’ve filed for long-term disability (LTD) benefits in Florida through your employer, your own doctor’s opinion isn’t the only one that matters. Insurers often bring in their own doctors or hire third-party “independent” reviewers to poke holes in your claim. When facing conflicting medical opinions, don’t panic, but don’t ignore the situation either…. Read More »
Missed The Deadline For A Florida Long-Term Disability Claim Appeal? Here’s What To Do Next
When you’re sick or injured and relying on long-term disability benefits, getting a denial letter can send you into a panic. This isn’t something to put off or ignore, as missing the deadline to appeal a denial makes a bad situation even worse. Many people don’t realize they only have 180 days to file… Read More »
Florida Long-Term Disability Claims For Brain Injuries: What Insurers Look For (And Often Miss)
Traumatic brain injuries (TBIs) can change your life. Whether due to a car crash, a fall, or other accident, TBI can leave you unable to focus, remember instructions, or manage everyday tasks. Long-term disability (LTD) benefits in Florida may be available through an employer-provided policy. However, even when a diagnosis is clear, many LTD… Read More »
What If Your Florida Social Security Disability Claim Gets Denied Twice?
When long-term disabilities prevent Florida residents from working, Social Security disability benefits compensate up to two-thirds of your lost income. Unfortunately, the Social Security Administration (SSA) is notorious for denying claims. Getting denied once is frustrating. When it happens twice, you may lose all hope and wonder if it’s even worth continuing the process…. Read More »
