Category Archives: Jacksonville Long Term Disability Lawyer
Should You File A Florida Long-Term Disability Claim While Receiving Short-Term Disability Benefits?
If you are currently on short-term disability (STD) and your medical condition isn’t improving, you may be wondering when to file for long-term disability (LTD). More importantly, can you file while still collecting STD benefits? The answer is yes. In fact, filing an LTD claim now is a smart move, as it creates a… Read More »
Chronic Conditions That Don’t Show Up On Tests: Can You Still Get Long-Term Disability In Florida?
Some medical conditions, such as cancer, chronic respiratory disease, and accidental injuries, can be documented through imaging and lab work. What about conditions that don’t appear on tests, yet still prevent you from working? It’s a common challenge when filing for long-term disability (LTD) benefits through employer-provided policies. These claims can still be approved,… Read More »
Common Red Flags That Trigger Termination Of Long-Term Disability Benefits In Florida
If you suffer a chronic condition that leaves you unable to work for a year or more, getting approved for benefits through your employer-provided long-term disability insurance is a relief. That is, until the checks stop coming. Insurers don’t just approve claims and walk away. They continuously monitor your case, and if they find… Read More »
The ERISA Process: How To Navigate A Long-Term Disability Denial In Florida
You’ve done everything right. You paid into your employer’s long-term disability (LTD) plan, your doctor agrees you can’t work, and you filed your claim on time. Then the letter arrives: Denied. For Florida workers with employer-provided LTD benefits, that denial likely falls under ERISA, the Employee Retirement Income Security Act. ERISA has strict, unforgiving… Read More »
How Substance Use Disorders Are Handled In Florida Long-Term Disability Determinations
Substance use disorders (SUDs) are medical conditions, not moral failings. Like other chronic health issues, they can severely impact a person’s ability to hold a job, maintain focus, or manage daily responsibilities. For those struggling with addiction in Fort Lauderdale, employer-provided long-term disability (LTD) insurance can be a critical financial lifeline. Our experienced Jacksonville… Read More »
Long-Term Disability Benefits In Florida: How They Coordinate With Workers’ Compensation
If you get hurt on the job in Florida and can’t work for a year or longer, you may be eligible for workers’ compensation benefits. However, you may also be entitled to payment through employer-provided long-term disability (LTD) coverage. Great, right? But then the paperwork starts piling up. The insurance adjuster says your LTD… Read More »
Common ERISA Mistakes That Can Cost You Your Long-Term Disability Benefits In Florida
When an illness or injury prevents you from working for a year or more, long-term disability (LTD) benefits can help you stay afloat and avoid financial disaster. If your policy is through your employer, it is subject to ERISA, the Employee Retirement Income Security Act. ERISA protects employee benefits, but when appealing dealing claims,… Read More »
ERISA: How It Affects Florida Employer-Provided Long-Term Disability Benefits
Employer-provided long-term disability helps protect your financial security if a disabling injury, severe illness, or ongoing health issue keeps you from working for more than a year. While these benefits may be included in your employee compensation package, getting a claim approved is often challenging. If you’ve filed a claim for long-term disability (LTD)… Read More »
ERISA Appeals For Denied Long-Term Disability Benefits: What Florida Claimants Need To Know
If your employer-provided long-term disability (LTD) benefits were denied, you’re likely frustrated and overwhelmed, and understandably so. These policies are subject to the Employee Retirement Income Security Act of 1974 (ERISA). This is a federal law that provides important protections. However, it also imposes strict deadlines and procedures that can make winning an appeal… Read More »
The Role Of Vocational Experts In Florida Social Security Disability Hearings
If you filed a Social Security Disability Insurance (SSDI) application only to have it denied, you’re not alone. While most claims get denied on the first try, you have the right to file an appeal. This requires appearing before an Administrative Law Judge (ALJ), during which a vocational expert (VE) will testify about your… Read More »
