Chronic Depression And Long Term Disability Benefits
Everyone feels down once in a while. However, when a bad mood develops into something more, it is important to know that help is available. If you suffer from chronic depression that interferes with your ability to work, you may be entitled to long-term disability benefits. Our Orlando long-term disability lawyer explains more about when depression is a qualifying condition and your rights in filing a claim.
When Depression Interferes With Your Ability To Work or Engage In Other Activities
According to the Centers For Disease Control and Prevention (CDC), nearly ten percent of adults report symptoms of depression at doctor visits. However, with the stigma surrounding mental health issues, the actual number of people suffering is likely significantly higher.
While an occasional bad mood is nothing to worry about, be aware of common signs that could indicate you suffer from chronic depression. These include:
- Feeling excessively tired and rundown;
- Having problems sleeping;
- Weight gain or loss related to disordered eating;
- Chronic headaches and other aches or pains;
- Increasing isolation and sense of loneliness;
- Neglecting personal hygiene, housework, or other daily tasks;
- Having thoughts that life is not worth living.
When depression escalates to the point where it interferes with your job and ability to work, long-term disability benefits may be available.
Long-Term Disability Benefits And Depression
There is dramatically less stigma today surrounding depression than there has been in the past. While admitting you have a problem is still difficult, it is important to know help is available. The Florida Department of Health provides a list of resources in our area. In some cases, your employer may also provide access to therapists and other benefits, which can help in addressing the situation.
If you are unable to work due to depression, taking a leave of absence may be an option. In cases involving major, chronic depression, where you are unable to work for a year or longer, long-term disability benefits may be available. Depression can zap your energy, but it is important to take certain steps to protect your rights in filing a claim:
- Report your symptoms to your doctor;
- Make sure physical impacts you suffer are noted on your chart;
- Inform your doctor of how these affect you both personally and professionally;
- Get a firm diagnosis of depression and follow all recommendations regarding treatment;
- Keep copies of all medical records and results of diagnostic testing;
- Keep a journal documenting your depression and how it affects both you and your family members;
- Review eligibility for long-term disability insurance, either through a private insurer, employer-sponsored benefit plans, or the Social Security Administration.
Reach Out To Our Florida Long-Term Disability Lawyer
If you struggle with chronic depression, know that you are not alone. At Farrell Disability Law, we provide caring support and trusted legal representation, helping you get any long-term disability benefits you may be entitled to. With offices in Jacksonville and Orlando, we encourage you to reach out and request a consultation with our Florida long-term disability lawyer today.