Seven Ways Our Florida Long-Term Disability Lawyer Can Help You
Among people who suffer from chronic injuries or illnesses, a frequent topic of discussion concerns the right to long-term disability benefits and whether you need legal help filing a claim. These benefits provide a lifeline if you are unable to work, but getting the total amount you are entitled to is never easy. Having an experienced legal professional on your side is not required, but it can help. The following are seven ways our Orlando long-term disability lawyer can assist you throughout the process.
- Evaluate the circumstances surrounding your case and whether you might be entitled to benefits.
According to the Centers for Disease Control and Prevention, nearly a third of the population suffers from some type of disability in Florida. Not all suffer conditions severe enough to prevent them from working or qualify for long-term disability benefits.
Our Florida long-term disability lawyer can evaluate the specific circumstances surrounding your case, including details about your condition and when you stopped working, to determine your eligibility.
- Review the terms of any long-term disability policies you have in place.
Many employers provide long-term disability insurance as part of your overall compensation package. Under the Employee Retirement Income Security Act of 1974 (ERISA), you are entitled to copies of all policy-related documents, free of charge and at your request.
We can review these documents, determine the terms of coverage, and whether you have a covered condition. We can also review the terms of any privately purchased long-term disability policies you also have in place.
- Assess whether you meet the requirements for Social Security disability benefits.
Whether or not you have long-term disability insurance, you may be entitled to disability benefits through the Social Security Administration (SSA). We can determine whether you have earned enough work credits, have a qualifying condition, and meet other factors that impact eligibility.
- Answer questions about the process and prepare appeals on your behalf.
Filing for long-term disability benefits is a confusing and complex process. We can answer your questions and help ensure all claims forms are completed properly.
- Respond to any correspondence received from insurers.
It is not uncommon for insurers to request additional information or to have questions concerning your claim. Not responding or providing the wrong answers could result in denied benefits.
- Protect you against unreasonable delays.
Our experience in completing claims and providing supporting documents helps to prevent lengthy processing delays.
- Scrutinize the reasons for denied claims and provide professional representation in filing an appeal.
If you have already been denied benefits, we can scrutinize the reasons, provide an appropriate response, and take other actions needed in filing an appeal.
Contact Our Florida Long-Term Disability Lawyer Today
To get the benefits you are entitled to in the quickest, most efficient manner, get Farrell Disability Law on your side. Contact our Florida long-term disability lawyer and request a consultation in our Orlando or Jacksonville office today.
Sources:
cdc.gov/ncbddd/disabilityandhealth/impacts/florida.html
dol.gov/general/topic/health-plans/erisa#:~:text=The%20Employee%20Retirement%20Income%20Security,for%20individuals%20in%20these%20plans.
ssa.gov/benefits/disability/
