Recent Blog Posts
Florida Long-Term Disability Benefits For Back Injuries: Four Types Of Evidence Needed
If you are among the many Florida residents who suffer back injuries, you know how painful it can be and how it can impact you on the job. If you have long-term disability (LTD) insurance through your employer or a private policy, you may be entitled to benefits if your condition prevents you from… Read More »
Filing A Florida Long-Term Disability Claim? What You Need To Know About The Independent Medical Exam
If you are filing for long-term disability (LTD) benefits in Florida through your employer, you may need to attend an independent medical exam, commonly called an IME. While this sounds like something that might help, the reality is more complicated. These exams are requested by your insurer, paid for by your insurer, and often… Read More »
What Florida Workers With Mental Health Conditions Need To Know About Long-Term Disability Policies
If you get long-term disability (LTD) insurance through your Florida employer, you assume your coverage works the same, regardless of what condition prevents you from working. Unfortunately, that’s not the case. Mental health conditions are treated differently under most LTD policies. Our experienced Jacksonville long-term disability lawyer explains what the fine print actually says… Read More »
How A Merger, Acquisition, Or Layoff Impacts Your Florida Long-Term Disability Benefits
You spent years working for a Florida company, paid into your benefits plan, and assumed your long-term disability (LTD) coverage would be there if you needed it. Then came a merger, an acquisition, or a round of layoffs, and now you’re not sure what happens next. If you’re dealing with a disabling condition on… Read More »
Florida Social Security Long-Term Disability Denials: What To Do Next
Social Security long-term disability benefits can provide a lifeline for Florida residents. Unfortunately, filing a claim is a long process, and denials are common. However, while no doubt discouraging, it’s not the end of your claim. According to the Social Security Administration (SSA), two-thirds of initial applications are denied, but many are ultimately approved… Read More »
Can Getting Married Affect Your Florida Social Security Disability Benefits?
Planning to get married is one of life’s most exciting milestones. However, for Florida residents receiving Social Security Disability Insurance, it can also raise real financial questions. Will your monthly benefit change? Could you lose coverage altogether? There are specific situations where marriage matters. Our experienced Jacksonville Social Security disability lawyer explains what Florida… Read More »
How Long Does It Take To Get Approved For Social Security Disability Benefits In Florida?
If you are unable to work due to a serious medical condition, it can feel like forever waiting for Social Security disability benefits to begin. One of the most common questions we hear from clients concerns how long the approval process will take. Unfortunately, there is no one answer. It depends on various factors… Read More »
Florida Social Security Disability Benefits For Mental Health Conditions
If you are diagnosed with depression, anxiety, PTSD, or other mental health conditions, you are not alone. They are common among Florida residents and can impact every area of your life. When your condition prevents you from working for a year or more, Social Security disability benefits can help cover lost income, but getting… Read More »
What “Totally Disabled” Actually Means In Your Florida Long-Term Disability Policy
If you are filing for long-term disability benefits in Florida through your employer, you may assume that having a serious medical condition and being unable to work is enough to qualify. However, in most cases, it is not that simple. Whether you receive benefits depends heavily on how your policy defines the words “totally… Read More »
Five Common Mistakes Doctors Make That Can Result In Denied Long-Term Disability Benefits In Florida
Doctors spend years training to assess complex medical situations. However, when it comes to their own long-term disability claims, that clinical confidence can become a liability. Physicians are among the most likely professionals to make preventable mistakes when filing for disability benefits, and those mistakes can cost them months or years of income replacement… Read More »
