Author Archives: Jay Butchko
Long-Term Disability For Executives
As an executive, you are a highly skilled, high-ranking officer within your company. You provide oversight and management, collaborate with other senior officers to meet the objectives of the company, and likely have a proven track record of strategic planning and implementation. For all of these skills, you are well compensated and while well-deserved,… Read More »
Top Five Reasons Insurance Companies Deny Florida Long-Term Disability Benefits
Long-term disability insurance is an important benefit provided by many Florida employers. It protects you if you suffer chronic health conditions or non-work-related injuries that prevent you from working. When filing for benefits, remember you are dealing with insurance companies who are quick to dispute claims. Our Jacksonville long-term disability lawyer shares five reasons… Read More »
Protect Your Rights To Long-Term Disability Benefits In Florida When Accidental Injuries Happen
Serious injuries can happen due to falls, fires, car crashes, recreational accidents, or other causes. Unfortunately, in addition to the lost income while you recover, accidental injuries can cause future lost earnings and benefits due to long-term disabilities. Fortunately, benefits available through your employer or the Social Security Administration (SSA) can provide a safety… Read More »
What Not To Say When Applying For Florida Long-Term Disability Benefits
Among the benefits provided by your employer may be long-term disability insurance. This coverage can be a real lifesaver, as it helps offset lost earnings in the event an injury, severe illness, or other medical condition prevents you from working for a year or longer. While employer-provided long-term disability coverage is subject to strict… Read More »
Denied Long-Term Disability Benefits In Florida? Six Things To Know About Filing An Appeal
Employer-provided long-term disability insurance helps protect your financial security if you experience an illness or injury that prevents you from working for a year or longer. You count on benefits to be there when you need them, so it can come as a shock when the insurance company rejects your claim. Dealing with a… Read More »
How To Protect Your Rights To Florida Social Security Disability Benefits In 2025
Whether you are currently applying for Social Security disability benefits in Florida or are already approved and receiving payments, you may have concerns about the future. Dire reports of dwindling funds and rumors about post-election changes to the system have many people on edge. There is no reason to panic, but it is always… Read More »
Long-Term Disability Benefits In Florida: Filing A Heart Disease Claim
Heart disease is a leading cause of death throughout the country. The Centers for Disease Control and Prevention (CDC) warns that it claims the lives of over 700,000 people each year while leaving millions of others suffering from long-term disabilities. If you suffer heart disease in Florida and are unable to work, you may… Read More »
Five Types Of Information Needed To File A Social Security Disability Claim In Florida
Social Security disability benefits in Florida help people who are unable to work for a year or more. Depending on your specific condition, your work history, and your prior earnings, monthly payments are available to offset some of the lost income you suffer. If you or a loved one is considering filing a claim,… Read More »
Four Common Policy Provisions Insurers Use To Deny Florida Long-Term Disability Benefits
Do you have long-term disability (LTD) insurance available through an employer? The Bureau of Labor Statistics (BLS) reports over half of all workers are covered. LTD benefits can replace up to two-thirds of your lost income if an accidental injury, illness, or chronic health issue prevents you from working. Carefully review your policy documents,… Read More »
What Conditions Automatically Qualify You For Florida Social Security Disability Benefits?
Social Security is funded through your payroll taxes and serves as a safety net. In addition to retirement benefits, it provides monthly payments for people with long-term disabilities. However, filing an application and getting your benefits approved is a time-consuming and complex process, with most claims being denied on the first try. Our Jacksonville… Read More »
