Author Archives: Jay Butchko
Qualifying For A Medical Vocational Allowance
The process of qualifying for Social Security Disability Insurance (SSDI) benefits can seem mysterious to many claimants. The number of rules and regulations that govern how the Social Security Administration (SSA) reviews and evaluates disability is daunting, to say the least, and unfortunately, make what seems to be a relatively straightforward disability claim much… Read More »
Preexisting Conditions And Disability Insurance Coverage
The point of buying a health insurance policy is that it will pay the benefits purchased when a problem occurs, regardless of when or how it arose. However, it is common for disability insurance policies to include coverage exclusion provisions for preexisting conditions, both in group employer-sponsored plans and individually purchased private policies. This… Read More »
Help From a Legal Representative in Handling Your Disability Claim
Dealing with a disability is overwhelming in the best of circumstances, and the disabled individual often requires a strong support system to assist with daily tasks and interfacing with doctors and other health professionals. A large number of disabled people are forced to stop working for years at time or permanently due to their… Read More »
Qualifying for SSDI as a Young Adult
The majority of people who apply for Social Security Disability Insurance (SSDI) benefits are older, with the average recipient being 53 years old. By this age, they have worked a significant number of years, and typically have no issues fulfilling the work credit requirement that is a prerequisite to filing for benefits. However, no… Read More »
Options for Disability Benefits If You Elected Early Retirement
Social Security Disability Insurance (SSDI) benefits are designed to provide financial support for individuals who have to stop working because of a disabling impairment, and are not eligible for federal retirement benefits. Consequently, SSDI presupposes that a person was, until very recently, fully engaged in the working world, and, but for the disability, would… Read More »
Signs a Disability Insurance Company Is Unjustly Denying a Claim
Disability insurance offers a great benefit, but is often tricky to access. When someone is suffering from a disability that prevents him/her from working, the common course of action is to file a claim with his/her insurance company under a long-term disability policy, if available. The standard for establishing a disability under a private… Read More »
How Disability Examiners Evaluate Medical Evidence
When a person files a Social Security Disability Insurance (SSDI) claim, one of the first and most important questions that frequently comes to mind is how an examiner from the Social Security Administration (SSA) will evaluate their case. Given the time it takes to gather all the information a claimant needs to initiate a… Read More »
Preparing Yourself for the SSDI Process
Most people cannot afford to lose their job due to a disability. As a result, unless a person has a private disability insurance policy, he/she must quickly turn to Social Security Disability Insurance (SSDI) to recover some portion of lost income. However, getting a decision on a disability claim from the Social Security Administration… Read More »
Calculating SSDI Monthly Benefits
Someone seeking to qualify for Social Security Disability Insurance (SSDI) benefits is not trying to get rich, but, really, just searching for a way to generate enough income to pay for basic expenses. People applying for SSDI benefits have generally worked for years, and expect the money they paid in Social Security taxes will… Read More »
Convincing the Social Security Administration PTSD Is a Disability
Disabilities, in the context of Social Security Disability Insurance (SSDI), are frequently associated with physical conditions that limit a person’s ability to function on a basic level and/or perform required tasks at work, and a significant number of disability claims are, in fact, based upon physical impairments. However, another branch of debilitating conditions exists… Read More »
