Recent Blog Posts

Obtaining SSDI Benefits When You Are Self-Employed
Many individuals are aware of Social Security Disability Insurance (SSDI) benefits, and how they can help disabled employees receive some degree of income when they are unable to work. Generally, a disabled employee who is able to prove that he/she has a long-term and total disability would be approved to receive a specified amount… Read More »

Can You Be Fired While on Long-Term Disability?
When an employee becomes unable to work, due to the onset of a disability, he/she naturally begins to worry about how he/she will be able to support himself/herself and his/her family. Fortunately, many businesses provide Long-Term Disability (LTD) for its employees, which allows them to submit a claim with an LTD insurance carrier for… Read More »

Disability Benefits for Pregnancy-Related Conditions
Confirming one’s pregnancy is a typically joyous occasion, filled with hope and desire. Although we live in a country with the best healthcare system in the world, complications from pregnancy do happen. In these unfortunate situations, the pregnant woman may need to take some time away from her employment to deal with the complication,… Read More »

Qualifying for State Disability Benefits
Suffering a disability is never a pleasant experience for anyone. Even beyond the pain and recovery time and effort, in some cases, suffering from a disability may force an individual to take an extended period away working. The fear of not knowing when a paycheck will next come can cause extreme concern, especially if… Read More »

Getting Long-Term Disability Following a Stroke
Experiencing a cerebrovascular accident, more commonly known as a stroke, can be a very debilitating event. While minor strokes, such as that suffered by ESPN personality Lee Corso in 2009, can allow for a near-complete recovery and return to employment, some strokes can cause more long-lasting damage. Regardless, with almost any stroke, time off… Read More »

Work Credits and Qualifying for Social Security Disability Insurance
Social Security Disability Insurance (SSDI) is a program offered through the Social Security Administration (SSA) to provide financial assistance for those who have become disabled and are unable to work. Upon application to the SSA, if a worker can show that his/her condition has so affected his ability to continue his/her current employment, then… Read More »

The Challenges of Long-Term Disability Claims for those with Parkinson’s
Most everyone with a Long-Term Disability (LTD) Insurance Policy understands that its intention is to provide financial support when the policyholder becomes unable to work as a result of a disability. However, to ensure that each claim for benefits is viable, LTD insurance companies examine each claim very thoroughly. This can be a source… Read More »

Securing SSDI Benefits for Disabled Adult Children
While Social Security Disability Insurance (SSDI) provides benefits for individuals who have suffered a disability, based in part on an individual’s work history, this rule does not apply to all recipients. Typically, SSDI claimants must be able to point to some work experience as a prerequisite to qualifying for coverage. However, in some cases,… Read More »

Do Long-Term Disability Benefits Cover Fibromyalgia?
As part of an employment offer, many companies provide health benefits for their employees. One of these benefits, which is typically overlooked, is long-term disability (LTD) benefits, which pay benefits when an employee becomes disabled and is unable to work. However, as is the case with all dealings with insurance companies, getting the LTD… Read More »

New Legislation Proposed that Relaxes the SSDI Process
Social Security Disability Insurance (SSDI) benefits are intended to provide compensation for individuals who suffer a long-term disability and, as a result, are unable to continue working. The Social Security Administration (SSA) imposes stringent requirements to qualify for benefits, so the services of an attorney experienced in handling SSDI applications can be a crucial… Read More »