Recent Blog Posts

Long-Term Disability Benefits Due to Head Injuries
Long-term disabilities can result from accidental injuries. These happen in a variety of different situations and have the potential to impact every area of your life. Blows or jolts to the head are one of the most common types and even a minor mishap can leave you suffering permanent impairments which prevent you from… Read More »

Four Ways to Maximize Your Social Security Disability Benefits
If you become disabled and are unable to work, you may be entitled to Social Security disability benefits. Unfortunately, many claimants fail to get the maximum amount they are entitled to. Regardless of your current health, there are some steps you can take to ensure you get the benefits you need and to maximize… Read More »

Questions to Ask Before Buying an Individual Disability Policy
Insurance can help to protect you and your loved ones in the event that a long term disability happens. This type of situation is not as uncommon as you might think. It can occur due to accidental injuries, a sudden and severe illness, or due to chronic health conditions you have suffered over a… Read More »

Qualifying for Social Security Due to Mental Health Impairments
It was not that long ago that people with mental health conditions were forced to suffer in silence. While we understand more about the underlying neurological or physical factors that often play a role in these illnesses, it can still be challenging to get your condition accepted as a valid medical impairment. In cases… Read More »
Common Terms When Applying for Social Security Disability
When injuries or chronic health conditions prevent you from working, Social Security disability benefits provide a safety net. Determining whether you are eligible and applying for these benefits can be a time consuming and complicated process. In too many cases, applications end up getting denied or delayed. Part of the problem is that the… Read More »

Be Your Own Advocate When It Comes to Long-Term Disability Benefits
Most people think long-term disabilities will never happen to them. Unfortunately, statistics prove otherwise. When health conditions that result in disabilities do occur, taking the actions needed to be your own advocate can help you regain some control. Being informed helps to reduce the stress and uncertainty of the situation and increases your odds… Read More »

Eight Common Conditions Covered by Long-Term Disability Insurance
Long-term disabilities can happen at any age. When they do, you may be unable to work for an extended period of time. In this situation, long-term disability insurance provided through your employer can help protect your financial security during the treatment and recovery period. While most people tend to think a disability will never… Read More »

Protecting Yourself Against Long-Term Disabilities on the Job
While some job sites are inherently dangerous places, accidents and injuries can occur in any occupation. When they do, it can leave you suffering long-term disabilities that prevent you from working, now and in the future. To protect yourself, it is important to know how you can prevent these injuries and the types of… Read More »

Proving Any Occupation Definition of Disability
As anyone who has received Long-Term Disability (LTD) benefits can attest, the most difficult aspect – in some cases, some would even argue even more difficult than the disability itself – is the claims process to be approved. In an effort to ensure that only those considered truly disabled are qualified to receive LTD… Read More »

What Are the Chances of Suffering a Long-Term Disability?
Few of us expect to ever become disabled. Unfortunately, it can and does happen to people of all ages throughout the Jacksonville and Orlando areas each year. Even relatively minor disabilities can prevent you from working or providing for yourself and your loved ones. In these situations, Social Security benefits and long-term disability insurance… Read More »