Category Archives: Long-Term Disability
Do Autoimmune Disorders Qualify For Social Security Disability Benefits
Autoimmune disorders are a group of diseases that attack the immune system. Victims suffer from a variety of debilitating symptoms, but often struggle to be taken seriously by medical professionals and face difficulty in receiving treatment. Unfortunately, autoimmune disorders can lead to long-term disabilities that prevent you from working and providing for yourself and… Read More »
Older Adults And Long-Term Disability Insurance
As medical advances allow people to live longer, the number of older adults in the U.S. is increasing. Alongside medical care, quality of life has improved as well and people are delaying retirement and remaining in the workforce longer. Part of this is fueled by concerns over future financial needs. Many older adults rely… Read More »
Ways You Can Protect Yourself Against Long-Term Disabilities
Long-term disabilities can happen to people at any age, even those in otherwise good health. They can keep you from working and providing for yourself or your family while resulting in mountains of medical expenses. To prevent this type of situation, there are steps you can take now to protect your health and to… Read More »
What You Need To Know When Dealing With Long-Term Disability (LTD) Insurers
When injuries or illnesses leave you suffering from long-term disabilities, insurance policies you have in place through your employer can be a lifesaver. By making up for a portion of the income you lost, LTD insurance helps you meet monthly bills and basic living expenses. Unfortunately, dealing with long-term disability (LTD) insurance companies is… Read More »
Do I Need Additional Long-Term Disability Insurance?
Long-term disabilities can occur suddenly or as a result of ongoing medical issues you have suffered over the years. Long-term disability insurance can provide a safety net in this situation. While this type of insurance may be provided by your employer, it may not be enough to cover your expenses. In this case, additional… Read More »
What Is a Bad Faith Lawsuit and How Does It Apply to Long-Term Disability?
Long-term disability insurance gives you some security in the event injuries or illnesses prevent you from working. As long-term disability (LTD) benefits offset the losses in income you suffer, it can be devastating to you and your loved ones to have these benefits denied. Without a legitimate reason for taking this type of action,… Read More »
Six Things You Need To Know About Employer-Provided Long-Term Disability Benefits
Long-term disability insurance is one of the many benefits you may be entitled to from your employer. This type of insurance can provide you with a steady income in the event injuries, illnesses, or chronic health conditions prevent you from working. Unfortunately, just because a policy is in place, it does not mean obtaining… Read More »
Long-Term Disabilities That Can Result From COVID-19
Florida was one of the hardest-hit states in terms of the coronavirus pandemic. As COVID-19 case numbers have begun to level, local businesses are reopening. Unfortunately, not all workers will be able to return. As we learn more about the virus, there is increasing concern about potential long-term disabilities (LTD) that can occur as… Read More »
5 Ways the Employee Retirement Income Security Act (ERISA) Impacts Your Long-Term Disability Claim
Long-term disability benefits can provide you with much needed income in the event an injury, illness, or chronic health condition prevents you from working. While these benefits may be provided through your employer as part of your overall compensation package, getting your claim approved can be a difficult process. Federal laws provide guidelines in… Read More »
Men’s Health Month Raises Awareness of Long-Term Disability Risks
Father’s Day is held in June each year. While many of us will be planning picnics and other types of get-togethers to honor the men who love, others will be visiting their husbands, fathers, and grandfathers in hospitals or long-term care facilities. Unfortunately, the sad fact is that men are more likely to suffer… Read More »
